Broker Check

Investment Planning

Our approach to investment management relies on core principles developed and tested since the inception of our firm. These principles are:

  • Asset allocation provides the foundation to managing portfolio risk and return;
  • No single money management firm can be all things to all people; and
  • Our most important role is to be your objective advocate.

We have combined these time-tested beliefs with cutting-edge technology through our proprietary Wealth Management Platform — LincSolutionsSM — to deliver an innovative approach to manage your wealth. Our platform has been created to equip our Planners with sophisticated modeling tools and implementation capabilities that deliver clear solution strategies. We leverage this technology to drive our disciplined five-step investment process:

Step 1 — Advice, consulting and planning

We draw on extensive experience in asking the right questions to lay a solid foundation for your investment plan. We review your current financial situation in detail to better understand your short- and long-term objectives, such as liquidity requirements, risk tolerance, return objectives and income requirements. Working with you, we use this information to clearly define your goals and expectations.

Step 2 — Portfolio modeling analysis and design

Our aim is to help maximize your investment returns within the context of your financial goals, while minimizing the level of risk. To assist us in this step of our process, we utilize sophisticated modeling tools that illustrate the future implications of different portfolio scenarios related to your financial situation, assets and cash flow needs. Together we then agree on your optimal allocation.

Step 3 — Investment policy statement development

Your investment policy statement (IPS) codifies the conclusions from your portfolio modeling analysis. This comprehensive document sets forth how we will implement and manage your portfolio and delineates your goals and investment strategy.

Step 4 — Implementation, manager search and selection

Implementation takes your IPS one step further by clearly defining the specific investments to be included in your portfolio and proposing how and when they should be incorporated. Your IPS serves as the guide for the ongoing management of your portfolio, ensuring a common understanding of your strategy and a consistent and focused execution of your plan. Our LincSolutionsSM platform features a research driven Managed Accounts Program that offers implementation, manager search and selection capabilities.

The cornerstone of our investment management philosophy is built on the core belief that we must provide access to a broad universe of premier institutional money management firms and mutual fund companies through an objective due diligence process. We identify managers based on skill and consistency in each asset class and style. Managers are ultimately selected utilizing a series of statistical screening and in-depth on-site interviews. Our goal is to work with you to identify managers who best fit within the context of your overall investment strategy.

Step 5 — Ongoing monitoring, due diligence and reporting

Our disciplined, multi-step approach is an ongoing dynamic process. Your financial Planner will regularly assess your evolving needs, our investment recommendations and market events. This routine process helps ensure your plan and our resources are working to your best advantage. We will provide comprehensive reports that illustrate your investment holdings, asset allocation, transactions and performance. These reports help us keep your assets aligned with your long-term investment goals and objectives. Our account aggregation capabilities let us generate detailed reporting on assets held both within and outside of Private Client Services, allowing us to understand and evaluate your complete financial picture.